Side-by-side · Q2 2026 data
American Bank & Trust Company vs Currency Bank
Metric by metric
| Measure | American Bank & Trust Company | Currency Bank |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 67 | 84 (stronger) |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 93 | 98 (stronger) |
| Funding & liquidity | 49 | 50 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 64th | 90th |
| Total assets | $267.0M | $248.5M |
| Deposits / shares | $221.7M | $203.2M |
| Capital ratio | 11.71% | 13.38% (stronger) |
| Problem loans | 0.47% | 0.14% (stronger) |
| Net charge-offs | 0.01% | -0.05% (stronger) |
| Return on assets | 1.83% | 1.95% (stronger) |
| Loans ÷ deposits | 86.3% (stronger) | 93.0% |
| Uninsured deposits | 37.0% | 30.3% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
Currency Bank has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust Company leads on 1 and Currency Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.