Side-by-side · Q2 2026 data
American Bank and Trust Company vs Bank of Commerce
Metric by metric
| Measure | American Bank and Trust Company | Bank of Commerce |
|---|---|---|
| TellerScore | 60 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 0 | 24 (stronger) |
| Earnings | 77 (stronger) | 29 |
| Funding & liquidity | 64 | 74 (stronger) |
| Problem-loan coverage | 50 | 66 (stronger) |
| Peer percentile | 19th | 5th |
| Total assets | $324.4M | $334.0M |
| Deposits / shares | $268.9M | $294.0M |
| Capital ratio | 15.32% (stronger) | 10.54% |
| Problem loans | 6.26% | 2.27% (stronger) |
| Net charge-offs | 0.30% | 0.20% (stronger) |
| Return on assets | 1.42% (stronger) | 0.22% |
| Loans ÷ deposits | 71.6% (stronger) | 75.7% |
| Uninsured deposits | 37.3% | 24.5% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Bank and Trust Company has the higher TellerScore (60 vs 46). On the 7 directional measures above (where higher or lower is clearly better), American Bank and Trust Company leads on 4 and Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.