Side-by-side · Q2 2026 data
American Bank vs Bank of St. Francisville
Metric by metric
| Measure | American Bank | Bank of St. Francisville |
|---|---|---|
| TellerScore | 38 | 66 (stronger) |
| Capital cushion | 51 (stronger) | 49 |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 45 | 80 (stronger) |
| Funding & liquidity | 62 (stronger) | 53 |
| Problem-loan coverage | 39 | 88 (stronger) |
| Peer percentile | 2nd | 31st |
| Total assets | $366.6M | $398.7M |
| Deposits / shares | $322.6M | $346.0M |
| Capital ratio | 10.08% (stronger) | 9.87% |
| Problem loans | 5.04% | 0.81% (stronger) |
| Net charge-offs | 0.12% | -0.03% (stronger) |
| Return on assets | 0.63% | 1.50% (stronger) |
| Loans ÷ deposits | 75.8% (stronger) | 86.4% |
| Uninsured deposits | 34.8% | 33.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | 7.5% |
Bank of St. Francisville has the higher TellerScore (66 vs 38). On the 7 directional measures above (where higher or lower is clearly better), American Bank leads on 2 and Bank of St. Francisville on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.