Side-by-side · Q2 2026 data
American Bank vs Three Rivers Bank of Montana
Metric by metric
| Measure | American Bank | Three Rivers Bank of Montana |
|---|---|---|
| TellerScore | 79 (stronger) | 71 |
| Capital cushion | 61 | 67 (stronger) |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 75 | 76 (stronger) |
| Funding & liquidity | 74 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 75th | 47th |
| Total assets | $630.4M | $293.1M |
| Deposits / shares | $564.0M | $257.9M |
| Capital ratio | 11.12% | 11.72% (stronger) |
| Problem loans | 0.00% (stronger) | 0.93% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.37% | 1.40% (stronger) |
| Loans ÷ deposits | 69.1% (stronger) | 95.0% |
| Uninsured deposits | 30.2% | 18.1% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Bank has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), American Bank leads on 4 and Three Rivers Bank of Montana on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.