Side-by-side · Q2 2026 data
American Bank, National Association vs Commerce Bank
Metric by metric
| Measure | American Bank, National Association | Commerce Bank |
|---|---|---|
| TellerScore | 77 | 87 (stronger) |
| Capital cushion | 58 | 73 (stronger) |
| Loan quality | 91 | 99 (stronger) |
| Earnings | 92 | 92 |
| Funding & liquidity | 58 | 80 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 68th | 91st |
| Total assets | $773.8M | $762.5M |
| Deposits / shares | $659.8M | $664.5M |
| Capital ratio | 10.75% | 12.28% (stronger) |
| Problem loans | 0.28% | 0.03% (stronger) |
| Net charge-offs | 1.20% | 0.16% (stronger) |
| Return on assets | 1.80% | 1.81% (stronger) |
| Loans ÷ deposits | 83.9% | 28.9% (stronger) |
| Uninsured deposits | 31.2% (stronger) | 33.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commerce Bank has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 1 and Commerce Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.