Side-by-side · Q2 2026 data
American Bank, National Association vs First Community Bank
Metric by metric
| Measure | American Bank, National Association | First Community Bank |
|---|---|---|
| TellerScore | 77 | 81 (stronger) |
| Capital cushion | 58 (stronger) | 54 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 92 (stronger) | 91 |
| Funding & liquidity | 58 | 78 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 68th | 80th |
| Total assets | $773.8M | $794.4M |
| Deposits / shares | $659.8M | $697.4M |
| Capital ratio | 10.75% (stronger) | 10.36% |
| Problem loans | 0.28% | 0.01% (stronger) |
| Net charge-offs | 1.20% | 0.02% (stronger) |
| Return on assets | 1.80% (stronger) | 1.78% |
| Loans ÷ deposits | 83.9% | 66.1% (stronger) |
| Uninsured deposits | 31.2% | 29.3% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First Community Bank has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 2 and First Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.