Side-by-side · Q2 2026 data
American Bank, National Association vs Liberty Capital Bank
Metric by metric
| Measure | American Bank, National Association | Liberty Capital Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 58 | 59 (stronger) |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 92 (stronger) | 82 |
| Funding & liquidity | 58 (stronger) | 29 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 68th | 53rd |
| Total assets | $773.8M | $767.9M |
| Deposits / shares | $659.8M | $675.9M |
| Capital ratio | 10.75% | 10.89% (stronger) |
| Problem loans | 0.28% | 0.07% (stronger) |
| Net charge-offs | 1.20% | 0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 1.54% |
| Loans ÷ deposits | 83.9% (stronger) | 91.0% |
| Uninsured deposits | 31.2% (stronger) | 51.3% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.0% |
American Bank, National Association has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 4 and Liberty Capital Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.