Side-by-side · Q2 2026 data
American Bank, National Association vs Sage Capital Bank,
Metric by metric
| Measure | American Bank, National Association | Sage Capital Bank, |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 58 (stronger) | 54 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 92 (stronger) | 75 |
| Funding & liquidity | 58 | 66 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 68th | 64th |
| Total assets | $773.8M | $768.9M |
| Deposits / shares | $659.8M | $683.3M |
| Capital ratio | 10.75% (stronger) | 10.38% |
| Problem loans | 0.28% | 0.01% (stronger) |
| Net charge-offs | 1.20% | -0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 1.38% |
| Loans ÷ deposits | 83.9% | 72.5% (stronger) |
| Uninsured deposits | 31.2% (stronger) | 34.2% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
American Bank, National Association has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 4 and Sage Capital Bank, on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.