Side-by-side · Q2 2026 data
American Bank, National Association vs Educators Credit Union
Metric by metric
| Measure | American Bank, National Association | Educators Credit Union |
|---|---|---|
| TellerScore | 77 | 99 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 46 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 100th |
| Total assets | $625.2M | $609.5M |
| Deposits / shares | $557.1M | $484.8M |
| Capital ratio | 10.86% | 20.32% (stronger) |
| Problem loans | 0.01% (stronger) | 0.17% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.63% | 2.30% (stronger) |
| Loans ÷ deposits | 86.3% | 28.4% (stronger) |
| Uninsured deposits | 39.6% | 7.9% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
Educators Credit Union has the higher TellerScore (99 vs 77). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 2 and Educators Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.