Side-by-side · Q2 2026 data
American Bank, National Association vs First Federal Community Bank, SSB
Metric by metric
| Measure | American Bank, National Association | First Federal Community Bank, SSB |
|---|---|---|
| TellerScore | 77 (stronger) | 74 |
| Capital cushion | 59 | 81 (stronger) |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 85 (stronger) | 61 |
| Funding & liquidity | 46 | 63 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 68th | 57th |
| Total assets | $625.2M | $603.6M |
| Deposits / shares | $557.1M | $520.4M |
| Capital ratio | 10.86% | 13.10% (stronger) |
| Problem loans | 0.01% (stronger) | 0.75% |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 1.63% (stronger) | 1.03% |
| Loans ÷ deposits | 86.3% (stronger) | 89.8% |
| Uninsured deposits | 39.6% | 21.2% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
American Bank, National Association has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 5 and First Federal Community Bank, SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.