Side-by-side · Q2 2026 data
American Bank, National Association vs Central State Bank
Metric by metric
| Measure | American Bank, National Association | Central State Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 55 |
| Capital cushion | 57 (stronger) | 54 |
| Loan quality | 100 (stronger) | 53 |
| Earnings | 94 (stronger) | 55 |
| Funding & liquidity | 46 | 48 (stronger) |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 72nd | 11th |
| Total assets | $533.0M | $557.8M |
| Deposits / shares | $445.0M | $465.9M |
| Capital ratio | 10.68% (stronger) | 10.43% |
| Problem loans | 0.00% (stronger) | 1.42% |
| Net charge-offs | -0.04% (stronger) | -0.00% |
| Return on assets | 1.85% (stronger) | 0.88% |
| Loans ÷ deposits | 107.7% | 94.7% (stronger) |
| Uninsured deposits | 21.4% (stronger) | 31.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
American Bank, National Association has the higher TellerScore (78 vs 55). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 6 and Central State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.