Side-by-side · Q2 2026 data
American Bank, National Association vs Peoples Bank
Metric by metric
| Measure | American Bank, National Association | Peoples Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 65 |
| Capital cushion | 57 (stronger) | 31 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 94 (stronger) | 67 |
| Funding & liquidity | 46 | 58 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 72nd | 29th |
| Total assets | $533.0M | $529.6M |
| Deposits / shares | $445.0M | $464.3M |
| Capital ratio | 10.68% (stronger) | 8.09% |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | -0.04% (stronger) | 0.01% |
| Return on assets | 1.85% (stronger) | 1.17% |
| Loans ÷ deposits | 107.7% | 72.9% (stronger) |
| Uninsured deposits | 21.4% (stronger) | 41.6% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.2% |
American Bank, National Association has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 6 and Peoples Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.