Side-by-side · Q2 2026 data
American Bank, National Association vs Security National Bank of South Dakota
Bank
Security National Bank of South Dakota
Dakota Dunes, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | American Bank, National Association | Security National Bank of South Dakota |
|---|---|---|
| TellerScore | 78 | 93 (stronger) |
| Capital cushion | 57 | 91 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 46 | 73 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 72nd | 98th |
| Total assets | $533.0M | $251.5M |
| Deposits / shares | $445.0M | $194.7M |
| Capital ratio | 10.68% | 14.12% (stronger) |
| Problem loans | 0.00% | 0.00% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.00% |
| Return on assets | 1.85% | 2.48% (stronger) |
| Loans ÷ deposits | 107.7% | 87.5% (stronger) |
| Uninsured deposits | 21.4% | 15.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.0% |
Security National Bank of South Dakota has the higher TellerScore (93 vs 78). On the 7 directional measures above (where higher or lower is clearly better), American Bank, National Association leads on 1 and Security National Bank of South Dakota on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.