Side-by-side · Q2 2026 data
American Bank of Baxter Springs vs Exchange State Bank
Metric by metric
| Measure | American Bank of Baxter Springs | Exchange State Bank |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 50 | 66 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 75 | 84 (stronger) |
| Funding & liquidity | 48 | 83 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 50th | 86th |
| Total assets | $170.2M | $105.0M |
| Deposits / shares | $152.3M | $88.1M |
| Capital ratio | 9.98% | 11.59% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.38% | 1.59% (stronger) |
| Loans ÷ deposits | 67.2% (stronger) | 77.0% |
| Uninsured deposits | 55.4% | 12.5% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Exchange State Bank has the higher TellerScore (84 vs 72). On the 5 directional measures above (where higher or lower is clearly better), American Bank of Baxter Springs leads on 1 and Exchange State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Columbus, KS