Side-by-side · Q2 2026 data
American Bank of Baxter Springs vs Impact Bank
Metric by metric
| Measure | American Bank of Baxter Springs | Impact Bank |
|---|---|---|
| TellerScore | 72 | 80 (stronger) |
| Capital cushion | 50 | 56 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 75 | 87 (stronger) |
| Funding & liquidity | 48 | 75 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 50th | 77th |
| Total assets | $170.2M | $167.2M |
| Deposits / shares | $152.3M | $153.0M |
| Capital ratio | 9.98% | 10.62% (stronger) |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.38% | 1.67% (stronger) |
| Loans ÷ deposits | 67.2% | 64.7% (stronger) |
| Uninsured deposits | 55.4% | 33.7% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Impact Bank has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), American Bank of Baxter Springs leads on 2 and Impact Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.