Side-by-side · Q2 2026 data
American Business Bank vs California Bank of Commerce, National Association
Bank
California Bank of Commerce, National Association
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | American Business Bank | California Bank of Commerce, National Association |
|---|---|---|
| TellerScore | 69 | 75 (stronger) |
| Capital cushion | 60 | 78 (stronger) |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 78 | 78 |
| Funding & liquidity | 32 (stronger) | 29 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 53rd | 77th |
| Total assets | $4.4B | $4.0B |
| Deposits / shares | $3.9B | $3.4B |
| Capital ratio | 11.01% | 12.80% (stronger) |
| Problem loans | 0.44% | 0.29% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.46% (stronger) | 1.45% |
| Loans ÷ deposits | 78.5% (stronger) | 91.5% |
| Uninsured deposits | 75.7% | 50.4% (stronger) |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California Bank of Commerce, National Association has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), American Business Bank leads on 3 and California Bank of Commerce, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.