Side-by-side · Q2 2026 data
American Business Bank vs Commercial Bank of California
Metric by metric
| Measure | American Business Bank | Commercial Bank of California |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 60 (stronger) | 43 |
| Loan quality | 85 | 88 (stronger) |
| Earnings | 78 (stronger) | 74 |
| Funding & liquidity | 32 (stronger) | 31 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 53rd | 33rd |
| Total assets | $4.4B | $4.0B |
| Deposits / shares | $3.9B | $3.5B |
| Capital ratio | 11.01% (stronger) | 9.27% |
| Problem loans | 0.44% | 0.37% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.46% (stronger) | 1.34% |
| Loans ÷ deposits | 78.5% (stronger) | 79.5% |
| Uninsured deposits | 75.7% | 61.9% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Business Bank has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), American Business Bank leads on 5 and Commercial Bank of California on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.