Side-by-side · Q2 2026 data
American Business Bank vs Royal Business Bank
Metric by metric
| Measure | American Business Bank | Royal Business Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 60 | 75 (stronger) |
| Loan quality | 85 (stronger) | 76 |
| Earnings | 78 (stronger) | 67 |
| Funding & liquidity | 32 (stronger) | 27 |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 53rd | 49th |
| Total assets | $4.4B | $4.3B |
| Deposits / shares | $3.9B | $3.5B |
| Capital ratio | 11.01% | 12.54% (stronger) |
| Problem loans | 0.44% (stronger) | 0.72% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.46% (stronger) | 1.18% |
| Loans ÷ deposits | 78.5% (stronger) | 93.9% |
| Uninsured deposits | 75.7% | 50.7% (stronger) |
| Offices | 1 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
American Business Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), American Business Bank leads on 5 and Royal Business Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.