Side-by-side · Q2 2026 data
American Commerce Bank, National Association vs Associated Credit Union
Metric by metric
| Measure | American Commerce Bank, National Association | Associated Credit Union |
|---|---|---|
| TellerScore | 63 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 1 | 90 (stronger) |
| Earnings | 91 (stronger) | 49 |
| Funding & liquidity | 51 | 75 (stronger) |
| Problem-loan coverage | 73 | 96 (stronger) |
| Peer percentile | 24th | 82nd |
| Total assets | $495.7M | $2.5B |
| Deposits / shares | $392.1M | $2.2B |
| Capital ratio | 17.09% (stronger) | 13.03% |
| Problem loans | 2.98% | 0.30% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.54% |
| Return on assets | 1.79% (stronger) | 0.72% |
| Loans ÷ deposits | 102.4% | 84.9% (stronger) |
| Uninsured deposits | 21.4% | 7.3% (stronger) |
| Offices | 4 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.1% |
Associated Credit Union has the higher TellerScore (77 vs 63). On the 7 directional measures above (where higher or lower is clearly better), American Commerce Bank, National Association leads on 3 and Associated Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.