Side-by-side · Q2 2026 data
American Commercial Bank & Trust, National Association vs First Bank Chicago
Bank
American Commercial Bank & Trust, National Association
Ottawa, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | American Commercial Bank & Trust, National Association | First Bank Chicago |
|---|---|---|
| TellerScore | 66 (stronger) | 52 |
| Capital cushion | 43 (stronger) | 41 |
| Loan quality | 90 (stronger) | 64 |
| Earnings | 74 (stronger) | 31 |
| Funding & liquidity | 45 | 62 (stronger) |
| Problem-loan coverage | 93 (stronger) | 79 |
| Peer percentile | 40th | 9th |
| Total assets | $2.1B | $2.2B |
| Deposits / shares | $1.8B | $1.8B |
| Capital ratio | 9.34% (stronger) | 9.09% |
| Problem loans | 0.29% (stronger) | 1.09% |
| Net charge-offs | 0.02% (stronger) | 0.15% |
| Return on assets | 1.34% (stronger) | 0.28% |
| Loans ÷ deposits | 93.8% | 85.0% (stronger) |
| Uninsured deposits | 34.3% | 26.6% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.8% | 0.0% |
American Commercial Bank & Trust, National Association has the higher TellerScore (66 vs 52). On the 7 directional measures above (where higher or lower is clearly better), American Commercial Bank & Trust, National Association leads on 5 and First Bank Chicago on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.