Side-by-side · Q2 2026 data
American Commercial Bank & Trust, National Association vs Peoples National Bank , N.A.
Bank
American Commercial Bank & Trust, National Association
Ottawa, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | American Commercial Bank & Trust, National Association | Peoples National Bank , N.A. |
|---|---|---|
| TellerScore | 66 (stronger) | 62 |
| Capital cushion | 43 | 43 |
| Loan quality | 90 (stronger) | 72 |
| Earnings | 74 | 79 (stronger) |
| Funding & liquidity | 45 | 49 (stronger) |
| Problem-loan coverage | 93 (stronger) | 83 |
| Peer percentile | 40th | 27th |
| Total assets | $2.1B | $2.1B |
| Deposits / shares | $1.8B | $1.8B |
| Capital ratio | 9.34% (stronger) | 9.26% |
| Problem loans | 0.29% (stronger) | 0.84% |
| Net charge-offs | 0.02% (stronger) | 0.23% |
| Return on assets | 1.34% | 1.46% (stronger) |
| Loans ÷ deposits | 93.8% (stronger) | 98.6% |
| Uninsured deposits | 34.3% | 26.4% (stronger) |
| Offices | 8 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.8% | 13.7% |
American Commercial Bank & Trust, National Association has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), American Commercial Bank & Trust, National Association leads on 5 and Peoples National Bank , N.A. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.