Side-by-side · Q2 2026 data
American Continental Bank vs Puget Sound Cooperative
Metric by metric
| Measure | American Continental Bank | Puget Sound Cooperative |
|---|---|---|
| TellerScore | 87 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 88 (stronger) | 81 |
| Earnings | 80 (stronger) | 29 |
| Funding & liquidity | 59 | 76 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 91st | 34th |
| Total assets | $385.3M | $273.8M |
| Deposits / shares | $316.7M | $240.9M |
| Capital ratio | 16.23% (stronger) | 11.23% |
| Problem loans | 0.37% (stronger) | 0.57% |
| Net charge-offs | -0.00% (stronger) | 0.12% |
| Return on assets | 1.49% (stronger) | 0.23% |
| Loans ÷ deposits | 89.2% | 83.8% (stronger) |
| Uninsured deposits | 25.8% | 13.6% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
American Continental Bank has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), American Continental Bank leads on 5 and Puget Sound Cooperative on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.