Side-by-side · Q2 2026 data
American Exchange Bank, Lindsay, Oklahoma vs Brooks Bank, National Association
Bank
American Exchange Bank, Lindsay, Oklahoma
Lindsay, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | American Exchange Bank, Lindsay, Oklahoma | Brooks Bank, National Association |
|---|---|---|
| TellerScore | 88 (stronger) | 70 |
| Capital cushion | 68 | 83 (stronger) |
| Loan quality | 100 (stronger) | 13 |
| Earnings | 100 | 100 |
| Funding & liquidity | 91 | 95 (stronger) |
| Problem-loan coverage | 92 (stronger) | 78 |
| Peer percentile | 86th | 58th |
| Total assets | $97.4M | $1.1B |
| Deposits / shares | $85.7M | $897.1M |
| Capital ratio | 11.84% | 13.31% (stronger) |
| Problem loans | 0.00% (stronger) | 2.61% |
| Net charge-offs | 0.24% | -0.11% (stronger) |
| Return on assets | 2.12% (stronger) | 2.10% |
| Loans ÷ deposits | 32.8% (stronger) | 57.6% |
| Uninsured deposits | 23.2% | 19.7% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.1% |
American Exchange Bank, Lindsay, Oklahoma has the higher TellerScore (88 vs 70). On the 7 directional measures above (where higher or lower is clearly better), American Exchange Bank, Lindsay, Oklahoma leads on 4 and Brooks Bank, National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.