Side-by-side · Q2 2026 data
American Exchange Bank, Lindsay, Oklahoma vs International Bank of Commerce
Bank
American Exchange Bank, Lindsay, Oklahoma
Lindsay, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | American Exchange Bank, Lindsay, Oklahoma | International Bank of Commerce |
|---|---|---|
| TellerScore | 88 | 88 |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 91 (stronger) | 90 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 86th | 98th |
| Total assets | $97.4M | $1.6B |
| Deposits / shares | $85.7M | $1.2B |
| Capital ratio | 11.84% | 15.53% (stronger) |
| Problem loans | 0.00% (stronger) | 0.66% |
| Net charge-offs | 0.24% (stronger) | 0.25% |
| Return on assets | 2.12% (stronger) | 1.37% |
| Loans ÷ deposits | 32.8% (stronger) | 54.8% |
| Uninsured deposits | 23.2% (stronger) | 24.2% |
| Offices | 1 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), American Exchange Bank, Lindsay, Oklahoma leads on 5 and International Bank of Commerce on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lindsay, OK