Side-by-side · Q2 2026 data
American Exchange Bank, Lindsay, Oklahoma vs Liberty National Bank
Bank
American Exchange Bank, Lindsay, Oklahoma
Lindsay, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | American Exchange Bank, Lindsay, Oklahoma | Liberty National Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 84 |
| Capital cushion | 68 (stronger) | 53 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 100 | 100 |
| Funding & liquidity | 91 (stronger) | 86 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 86th | 95th |
| Total assets | $97.4M | $1.3B |
| Deposits / shares | $85.7M | $1.2B |
| Capital ratio | 11.84% (stronger) | 10.31% |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.24% | 0.01% (stronger) |
| Return on assets | 2.12% | 2.15% (stronger) |
| Loans ÷ deposits | 32.8% (stronger) | 74.3% |
| Uninsured deposits | 23.2% | 11.7% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.7% |
American Exchange Bank, Lindsay, Oklahoma has the higher TellerScore (88 vs 84). On the 7 directional measures above (where higher or lower is clearly better), American Exchange Bank, Lindsay, Oklahoma leads on 4 and Liberty National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.