Side-by-side · Q2 2026 data
American Federal Bank vs Fargo VA Federal Credit Union
Metric by metric
| Measure | American Federal Bank | Fargo VA Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 84 (stronger) |
| Capital cushion | 43 | 76 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 62 (stronger) | 57 |
| Funding & liquidity | 40 | 98 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 31st | 75th |
| Total assets | $795.8M | $14.1M |
| Deposits / shares | $615.6M | $12.3M |
| Capital ratio | 9.32% | 12.63% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.06% (stronger) | 0.91% |
| Loans ÷ deposits | 110.2% | 62.4% (stronger) |
| Uninsured deposits | 23.9% | 3.3% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Fargo VA Federal Credit Union has the higher TellerScore (84 vs 66). On the 6 directional measures above (where higher or lower is clearly better), American Federal Bank leads on 1 and Fargo VA Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.