Side-by-side · Q2 2026 data
American Heritage Federal Credit Union vs Members 1st Federal Credit Union
Credit union
American Heritage Federal Credit Union
Philadelphia, Pennsylvania · $1 billion – $10 billion
Credit union
Members 1st Federal Credit Union
Enola, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | American Heritage Federal Credit Union | Members 1st Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 88 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 59 | 76 (stronger) |
| Earnings | 41 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 64 |
| Problem-loan coverage | 66 | 92 (stronger) |
| Peer percentile | 7th | 96th |
| Total assets | $5.4B | $8.7B |
| Deposits / shares | $4.4B | $7.3B |
| Capital ratio | 8.54% | 15.13% (stronger) |
| Problem loans | 1.23% | 0.73% (stronger) |
| Net charge-offs | 0.84% | 0.58% (stronger) |
| Return on assets | 0.53% | 2.38% (stronger) |
| Loans ÷ deposits | 84.8% (stronger) | 96.2% |
| Uninsured deposits | 15.6% | 10.2% (stronger) |
| Offices | 14 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members 1st Federal Credit Union has the higher TellerScore (88 vs 51). On the 7 directional measures above (where higher or lower is clearly better), American Heritage Federal Credit Union leads on 1 and Members 1st Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.