Side-by-side · Q2 2026 data
American Heritage National Bank vs BankVista
Metric by metric
| Measure | American Heritage National Bank | BankVista |
|---|---|---|
| TellerScore | 80 (stronger) | 46 |
| Capital cushion | 69 (stronger) | 49 |
| Loan quality | 100 (stronger) | 26 |
| Earnings | 74 (stronger) | 69 |
| Funding & liquidity | 60 (stronger) | 32 |
| Problem-loan coverage | 100 (stronger) | 64 |
| Peer percentile | 77th | 5th |
| Total assets | $604.7M | $651.1M |
| Deposits / shares | $523.8M | $540.6M |
| Capital ratio | 11.89% (stronger) | 9.93% |
| Problem loans | 0.00% (stronger) | 2.21% |
| Net charge-offs | -0.00% (stronger) | 0.47% |
| Return on assets | 1.36% (stronger) | 1.24% |
| Loans ÷ deposits | 83.3% (stronger) | 107.5% |
| Uninsured deposits | 29.7% (stronger) | 34.1% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | — |
American Heritage National Bank has the higher TellerScore (80 vs 46). On the 7 directional measures above (where higher or lower is clearly better), American Heritage National Bank leads on 7 and BankVista on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.