Side-by-side · Q2 2026 data
American Nation Bank vs Communication Federal Credit Union
Credit union
Communication Federal Credit Union
Oklahoma City, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | American Nation Bank | Communication Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 53 | 68 (stronger) |
| Loan quality | 98 (stronger) | 59 |
| Earnings | 82 (stronger) | 61 |
| Funding & liquidity | 71 | 82 (stronger) |
| Problem-loan coverage | 87 (stronger) | 82 |
| Peer percentile | 64th | 50th |
| Total assets | $691.5M | $2.4B |
| Deposits / shares | $577.7M | $2.1B |
| Capital ratio | 10.31% | 11.83% (stronger) |
| Problem loans | 0.06% (stronger) | 1.24% |
| Net charge-offs | -0.00% (stronger) | 1.57% |
| Return on assets | 1.54% (stronger) | 1.03% |
| Loans ÷ deposits | 82.8% | 77.5% (stronger) |
| Uninsured deposits | 20.9% | 15.6% (stronger) |
| Offices | 10 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 14.9% |
American Nation Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), American Nation Bank leads on 4 and Communication Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.