Side-by-side · Q2 2026 data
American Nation Bank vs International Bank of Commerce
Metric by metric
| Measure | American Nation Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 76 | 88 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 98 (stronger) | 78 |
| Earnings | 82 (stronger) | 75 |
| Funding & liquidity | 71 | 90 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 64th | 98th |
| Total assets | $691.5M | $1.6B |
| Deposits / shares | $577.7M | $1.2B |
| Capital ratio | 10.31% | 15.53% (stronger) |
| Problem loans | 0.06% (stronger) | 0.66% |
| Net charge-offs | -0.00% (stronger) | 0.25% |
| Return on assets | 1.54% (stronger) | 1.37% |
| Loans ÷ deposits | 82.8% | 54.8% (stronger) |
| Uninsured deposits | 20.9% (stronger) | 24.2% |
| Offices | 10 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
International Bank of Commerce has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), American Nation Bank leads on 4 and International Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.