Side-by-side · Q2 2026 data
American Nation Bank vs Mtc Federal Credit Union
Metric by metric
| Measure | American Nation Bank | Mtc Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 53 | 77 (stronger) |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 82 (stronger) | 25 |
| Funding & liquidity | 71 | 83 (stronger) |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 64th | 41st |
| Total assets | $691.5M | $302.6M |
| Deposits / shares | $577.7M | $259.3M |
| Capital ratio | 10.31% | 12.73% (stronger) |
| Problem loans | 0.06% (stronger) | 0.90% |
| Net charge-offs | -0.00% (stronger) | 0.51% |
| Return on assets | 1.54% (stronger) | 0.13% |
| Loans ÷ deposits | 82.8% | 76.9% (stronger) |
| Uninsured deposits | 20.9% | 5.7% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 10.5% |
American Nation Bank has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), American Nation Bank leads on 4 and Mtc Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.