Side-by-side · Q2 2026 data
American National Bank & Trust vs Community National Bank
Metric by metric
| Measure | American National Bank & Trust | Community National Bank |
|---|---|---|
| TellerScore | 61 | 70 (stronger) |
| Capital cushion | 52 | 77 (stronger) |
| Loan quality | 71 (stronger) | 45 |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 48 | 51 (stronger) |
| Problem-loan coverage | 86 (stronger) | 83 |
| Peer percentile | 24th | 58th |
| Total assets | $2.5B | $2.5B |
| Deposits / shares | $2.2B | $2.2B |
| Capital ratio | 10.18% | 12.68% (stronger) |
| Problem loans | 0.88% (stronger) | 1.66% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.99% | 2.10% (stronger) |
| Loans ÷ deposits | 84.8% | 71.5% (stronger) |
| Uninsured deposits | 39.3% (stronger) | 48.6% |
| Offices | 13 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | — |
Community National Bank has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), American National Bank & Trust leads on 3 and Community National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.