Side-by-side · Q2 2026 data
American Partners Federal Credit Union vs Summit Credit Union
Credit union
American Partners Federal Credit Union
Reidsville, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | American Partners Federal Credit Union | Summit Credit Union |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 90 (stronger) | 76 |
| Earnings | 53 | 56 (stronger) |
| Funding & liquidity | 73 | 82 (stronger) |
| Problem-loan coverage | 85 | 94 (stronger) |
| Peer percentile | 48th | 82nd |
| Total assets | $107.7M | $368.8M |
| Deposits / shares | $92.5M | $298.4M |
| Capital ratio | 10.55% | 15.44% (stronger) |
| Problem loans | 0.30% (stronger) | 0.71% |
| Net charge-offs | 0.14% (stronger) | 1.22% |
| Return on assets | 0.83% | 0.91% (stronger) |
| Loans ÷ deposits | 87.4% | 78.3% (stronger) |
| Uninsured deposits | 9.0% (stronger) | 11.0% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Summit Credit Union has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), American Partners Federal Credit Union leads on 3 and Summit Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.