Side-by-side · Q2 2026 data
American Riviera Bank vs US Metro Bank
Metric by metric
| Measure | American Riviera Bank | US Metro Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 52 |
| Capital cushion | 63 (stronger) | 54 |
| Loan quality | 77 (stronger) | 49 |
| Earnings | 64 (stronger) | 60 |
| Funding & liquidity | 44 (stronger) | 30 |
| Problem-loan coverage | 90 (stronger) | 73 |
| Peer percentile | 44th | 9th |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.2B | $1.4B |
| Capital ratio | 11.25% (stronger) | 10.42% |
| Problem loans | 0.68% (stronger) | 1.54% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 1.11% (stronger) | 1.01% |
| Loans ÷ deposits | 92.0% (stronger) | 94.2% |
| Uninsured deposits | 36.8% (stronger) | 47.7% |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | — |
American Riviera Bank has the higher TellerScore (67 vs 52). On the 7 directional measures above (where higher or lower is clearly better), American Riviera Bank leads on 7 and US Metro Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.