Side-by-side · Q2 2026 data
American State Bank & Trust Company of Williston vs Unison Bank
Bank
American State Bank & Trust Company of Williston
Williston, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | American State Bank & Trust Company of Williston | Unison Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 71 (stronger) | 50 |
| Loan quality | 31 | 85 (stronger) |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 76 (stronger) | 51 |
| Problem-loan coverage | 79 | 93 (stronger) |
| Peer percentile | 37th | 34th |
| Total assets | $643.5M | $596.9M |
| Deposits / shares | $569.1M | $499.1M |
| Capital ratio | 12.06% (stronger) | 10.02% |
| Problem loans | 2.07% | 0.44% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.24% |
| Return on assets | 2.63% (stronger) | 1.29% |
| Loans ÷ deposits | 52.0% (stronger) | 88.7% |
| Uninsured deposits | 37.1% | 33.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American State Bank & Trust Company of Williston has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), American State Bank & Trust Company of Williston leads on 5 and Unison Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.