Side-by-side · Q2 2026 data
American State Bank vs Ashton State Bank
Metric by metric
| Measure | American State Bank | Ashton State Bank |
|---|---|---|
| TellerScore | 66 | 84 (stronger) |
| Capital cushion | 58 | 97 (stronger) |
| Loan quality | 78 (stronger) | 71 |
| Earnings | 80 (stronger) | 76 |
| Funding & liquidity | 24 | 84 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 40th | 76th |
| Total assets | $1.4B | $54.5M |
| Deposits / shares | $1.2B | $44.5M |
| Capital ratio | 10.81% | 14.70% (stronger) |
| Problem loans | 0.65% (stronger) | 0.88% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.51% (stronger) | 1.41% |
| Loans ÷ deposits | 109.7% | 76.7% (stronger) |
| Uninsured deposits | 38.7% | 8.3% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Ashton State Bank has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), American State Bank leads on 2 and Ashton State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.