Side-by-side · Q2 2026 data
American State Bank vs Iowa State Bank
Metric by metric
| Measure | American State Bank | Iowa State Bank |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 58 | 67 (stronger) |
| Loan quality | 78 | 98 (stronger) |
| Earnings | 80 | 84 (stronger) |
| Funding & liquidity | 24 | 47 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 40th | 86th |
| Total assets | $1.4B | $1.3B |
| Deposits / shares | $1.2B | $873.0M |
| Capital ratio | 10.81% | 11.72% (stronger) |
| Problem loans | 0.65% | 0.06% (stronger) |
| Net charge-offs | 0.06% | -0.07% (stronger) |
| Return on assets | 1.51% | 1.60% (stronger) |
| Loans ÷ deposits | 109.7% | 102.4% (stronger) |
| Uninsured deposits | 38.7% | 24.4% (stronger) |
| Offices | 10 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Iowa State Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), American State Bank leads on 0 and Iowa State Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hull, IA
- Orange City, IA