Side-by-side · Q2 2026 data
American State Bank vs American Bank, National Association
Metric by metric
| Measure | American State Bank | American Bank, National Association |
|---|---|---|
| TellerScore | 44 | 77 (stronger) |
| Capital cushion | 59 | 59 |
| Loan quality | 32 | 100 (stronger) |
| Earnings | 23 | 85 (stronger) |
| Funding & liquidity | 54 (stronger) | 46 |
| Problem-loan coverage | 58 | 100 (stronger) |
| Peer percentile | 4th | 68th |
| Total assets | $637.8M | $625.2M |
| Deposits / shares | $535.5M | $557.1M |
| Capital ratio | 10.91% (stronger) | 10.86% |
| Problem loans | 2.03% | 0.01% (stronger) |
| Net charge-offs | 0.92% | -0.00% (stronger) |
| Return on assets | 0.08% | 1.63% (stronger) |
| Loans ÷ deposits | 84.4% (stronger) | 86.3% |
| Uninsured deposits | 34.9% (stronger) | 39.6% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.9% |
American Bank, National Association has the higher TellerScore (77 vs 44). On the 7 directional measures above (where higher or lower is clearly better), American State Bank leads on 3 and American Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.