Side-by-side · Q2 2026 data
American Trust and Savings Bank vs Blackhawk Bank & Trust
Metric by metric
| Measure | American Trust and Savings Bank | Blackhawk Bank & Trust |
|---|---|---|
| TellerScore | 46 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 0 | 82 (stronger) |
| Funding & liquidity | 97 (stronger) | 60 |
| Problem-loan coverage | 13 | 96 (stronger) |
| Peer percentile | 7th | 80th |
| Total assets | $27.8M | $2.0B |
| Deposits / shares | $23.2M | $1.6B |
| Capital ratio | 15.65% (stronger) | 10.54% |
| Problem loans | 30.07% | 0.09% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.11% |
| Return on assets | -1.02% | 1.55% (stronger) |
| Loans ÷ deposits | 22.7% (stronger) | 78.3% |
| Uninsured deposits | 17.6% (stronger) | 34.2% |
| Offices | 1 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.4% |
Blackhawk Bank & Trust has the higher TellerScore (76 vs 46). On the 7 directional measures above (where higher or lower is clearly better), American Trust and Savings Bank leads on 4 and Blackhawk Bank & Trust on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.