Side-by-side · Q2 2026 data
America'S Credit Union vs McT Credit Union
Metric by metric
| Measure | America'S Credit Union | McT Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 80 | 90 (stronger) |
| Earnings | 21 | 39 (stronger) |
| Funding & liquidity | 83 | 90 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 68th | 48th |
| Total assets | $427.6M | $415.2M |
| Deposits / shares | $362.2M | $363.0M |
| Capital ratio | 15.01% (stronger) | 10.10% |
| Problem loans | 0.59% | 0.29% (stronger) |
| Net charge-offs | 0.89% | 0.12% (stronger) |
| Return on assets | 0.02% | 0.49% (stronger) |
| Loans ÷ deposits | 77.4% | 70.2% (stronger) |
| Uninsured deposits | 5.1% | 0.0% (stronger) |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 14.4% |
America'S Credit Union has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), America'S Credit Union leads on 2 and McT Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.