Side-by-side · Q2 2026 data
AmeriFirst Bank vs First National Bank
Metric by metric
| Measure | AmeriFirst Bank | First National Bank |
|---|---|---|
| TellerScore | 69 | 97 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 60 | 93 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 40th | 100th |
| Total assets | $364.1M | $372.7M |
| Deposits / shares | $325.1M | $305.5M |
| Capital ratio | 9.66% | 18.99% (stronger) |
| Problem loans | 0.19% (stronger) | 0.25% |
| Net charge-offs | 0.09% (stronger) | 0.30% |
| Return on assets | 1.23% | 2.51% (stronger) |
| Loans ÷ deposits | 85.3% | 47.4% (stronger) |
| Uninsured deposits | 28.0% | 21.9% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
First National Bank has the higher TellerScore (97 vs 69). On the 7 directional measures above (where higher or lower is clearly better), AmeriFirst Bank leads on 2 and First National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.