Side-by-side · Q2 2026 data
AmeriFirst Bank vs FirstState Bank
Metric by metric
| Measure | AmeriFirst Bank | FirstState Bank |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 47 | 61 (stronger) |
| Loan quality | 94 (stronger) | 76 |
| Earnings | 69 (stronger) | 51 |
| Funding & liquidity | 60 | 95 (stronger) |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 40th | 43rd |
| Total assets | $364.1M | $349.4M |
| Deposits / shares | $325.1M | $323.9M |
| Capital ratio | 9.66% | 11.14% (stronger) |
| Problem loans | 0.19% (stronger) | 0.72% |
| Net charge-offs | 0.09% (stronger) | 0.16% |
| Return on assets | 1.23% (stronger) | 0.77% |
| Loans ÷ deposits | 85.3% | 46.6% (stronger) |
| Uninsured deposits | 28.0% | 19.7% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
FirstState Bank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), AmeriFirst Bank leads on 3 and FirstState Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.