Side-by-side · Q2 2026 data
AmeriFirst Bank vs Metro City Bank
Metric by metric
| Measure | AmeriFirst Bank | Metro City Bank |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 47 | 61 (stronger) |
| Loan quality | 94 (stronger) | 85 |
| Earnings | 69 | 97 (stronger) |
| Funding & liquidity | 60 (stronger) | 30 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 40th | 70th |
| Total assets | $364.1M | $4.5B |
| Deposits / shares | $325.1M | $3.5B |
| Capital ratio | 9.66% | 11.08% (stronger) |
| Problem loans | 0.19% (stronger) | 0.44% |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 1.23% | 1.94% (stronger) |
| Loans ÷ deposits | 85.3% (stronger) | 111.5% |
| Uninsured deposits | 28.0% (stronger) | 32.8% |
| Offices | 6 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 3.0% |
Metro City Bank has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), AmeriFirst Bank leads on 3 and Metro City Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.