Side-by-side · Q2 2026 data
AmeriFirst Bank vs Pinnacle Bank
Metric by metric
| Measure | AmeriFirst Bank | Pinnacle Bank |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 47 | 63 (stronger) |
| Loan quality | 94 | 99 (stronger) |
| Earnings | 69 (stronger) | 66 |
| Funding & liquidity | 60 | 64 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 40th | 64th |
| Total assets | $364.1M | $384.5M |
| Deposits / shares | $325.1M | $355.0M |
| Capital ratio | 9.66% | 11.30% (stronger) |
| Problem loans | 0.19% | 0.02% (stronger) |
| Net charge-offs | 0.09% | 0.05% (stronger) |
| Return on assets | 1.23% (stronger) | 1.15% |
| Loans ÷ deposits | 85.3% | 37.8% (stronger) |
| Uninsured deposits | 28.0% (stronger) | 48.0% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Pinnacle Bank has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), AmeriFirst Bank leads on 2 and Pinnacle Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.