Side-by-side · Q2 2026 data
AmeriFirst Bank vs Premier Bank of the South
Metric by metric
| Measure | AmeriFirst Bank | Premier Bank of the South |
|---|---|---|
| TellerScore | 69 | 72 (stronger) |
| Capital cushion | 47 (stronger) | 44 |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 69 (stronger) | 63 |
| Funding & liquidity | 60 | 76 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 40th | 50th |
| Total assets | $364.1M | $370.6M |
| Deposits / shares | $325.1M | $337.1M |
| Capital ratio | 9.66% (stronger) | 9.37% |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | 0.09% | -0.15% (stronger) |
| Return on assets | 1.23% (stronger) | 1.07% |
| Loans ÷ deposits | 85.3% | 68.0% (stronger) |
| Uninsured deposits | 28.0% (stronger) | 29.5% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Premier Bank of the South has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), AmeriFirst Bank leads on 3 and Premier Bank of the South on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.