Side-by-side · Q2 2026 data
Ameriserv Financial Bank vs Washington Financial Bank
Metric by metric
| Measure | Ameriserv Financial Bank | Washington Financial Bank |
|---|---|---|
| TellerScore | 60 | 81 (stronger) |
| Capital cushion | 45 | 97 (stronger) |
| Loan quality | 75 | 85 (stronger) |
| Earnings | 55 | 66 (stronger) |
| Funding & liquidity | 54 (stronger) | 51 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 21st | 91st |
| Total assets | $1.5B | $1.4B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 9.46% | 14.75% (stronger) |
| Problem loans | 0.76% | 0.46% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.57% |
| Return on assets | 0.88% | 1.15% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 87.2% |
| Uninsured deposits | 39.3% | 34.8% (stronger) |
| Offices | 16 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.9% | 11.0% |
Washington Financial Bank has the higher TellerScore (81 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Ameriserv Financial Bank leads on 2 and Washington Financial Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.