Side-by-side · Q2 2026 data
Amnh Employees Federal Credit Union vs N.J.T. Employees Federal Credit Union
Credit union
Amnh Employees Federal Credit Union
New York, New York · Under $100 million in assets
Credit union
N.J.T. Employees Federal Credit Union
Waldwick, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Amnh Employees Federal Credit Union | N.J.T. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 34 (stronger) | 26 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 83rd | 32nd |
| Total assets | $1.0M | $39.5M |
| Deposits / shares | $818K | $34.6M |
| Capital ratio | 20.30% (stronger) | 11.23% |
| Problem loans | 0.00% (stronger) | 0.87% |
| Net charge-offs | 0.00% (stronger) | 0.74% |
| Return on assets | 0.36% (stronger) | 0.14% |
| Loans ÷ deposits | 21.2% | 20.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Amnh Employees Federal Credit Union has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Amnh Employees Federal Credit Union leads on 6 and N.J.T. Employees Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.