Side-by-side · Q2 2026 data
Anchor State Bank vs Heartland Bank and Trust Company
Metric by metric
| Measure | Anchor State Bank | Heartland Bank and Trust Company |
|---|---|---|
| TellerScore | 84 (stronger) | 80 |
| Capital cushion | 76 (stronger) | 69 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 58 | 77 (stronger) |
| Funding & liquidity | 95 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 76th | 90th |
| Total assets | $73.5M | $6.7B |
| Deposits / shares | $64.2M | $5.8B |
| Capital ratio | 12.61% (stronger) | 11.94% |
| Problem loans | 0.00% (stronger) | 0.19% |
| Net charge-offs | 0.18% | 0.03% (stronger) |
| Return on assets | 0.96% | 1.43% (stronger) |
| Loans ÷ deposits | 48.3% (stronger) | 81.3% |
| Uninsured deposits | 19.6% (stronger) | 23.9% |
| Offices | 1 | 82 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.2% |
Anchor State Bank has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Anchor State Bank leads on 5 and Heartland Bank and Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.