Side-by-side · Q2 2026 data
Andalusia Mills Employees Credit As Federal Credit Union vs Chem Family Credit Union
Credit union
Andalusia Mills Employees Credit As Federal Credit Union
Andalusia, Alabama · Under $100 million in assets
Metric by metric
| Measure | Andalusia Mills Employees Credit As Federal Credit Union | Chem Family Credit Union |
|---|---|---|
| TellerScore | 87 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 52 (stronger) | 39 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 83rd | 85th |
| Total assets | $3.2M | $4.1M |
| Deposits / shares | $2.5M | $2.9M |
| Capital ratio | 20.50% | 28.15% (stronger) |
| Problem loans | 0.35% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 0.80% (stronger) | 0.47% |
| Loans ÷ deposits | 33.4% (stronger) | 41.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chem Family Credit Union has the higher TellerScore (88 vs 87). On the 6 directional measures above (where higher or lower is clearly better), Andalusia Mills Employees Credit As Federal Credit Union leads on 2 and Chem Family Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.