TellerScore

Side-by-side · Q2 2026 data

Andrews School Federal Credit Union vs Sherwin Federal Credit Union

Credit union

Andrews School Federal Credit Union

Andrews, Texas · Under $100 million in assets

84of 100
Strong

Credit union

Sherwin Federal Credit Union

Portland, Texas · Under $100 million in assets

76of 100
Strong

Metric by metric

MeasureAndrews School Federal Credit UnionSherwin Federal Credit Union
TellerScore84 (stronger)76
Capital cushion100100
Loan quality84100 (stronger)
Earnings50 (stronger)0
Funding & liquidity87 (stronger)75
Problem-loan coverage98100 (stronger)
Peer percentile75th54th
Total assets$6.7M$6.6M
Deposits / shares$4.8M$4.3M
Capital ratio28.20%34.44% (stronger)
Problem loans0.47%0.00% (stronger)
Net charge-offs0.37%0.27% (stronger)
Return on assets0.75% (stronger)-1.68%
Loans ÷ deposits73.2% (stronger)85.6%
Uninsured deposits0.0%0.0%
Offices14
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Andrews School Federal Credit Union has the higher TellerScore (84 vs 76). On the 6 directional measures above (where higher or lower is clearly better), Andrews School Federal Credit Union leads on 3 and Sherwin Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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